How to play 3 Card Poker
- Put a chip on the Ante. Pair Plus is an optional side bet on your own hand.
- You and the dealer get three cards each. Look at yours: play by adding a Play bet equal to your Ante, or fold and lose the Ante.
- The dealer turns over and needs a Queen high or better to qualify. If not, your Ante pays 1 to 1 and your Play bet comes back.
- If the dealer qualifies, the better hand wins: Ante and Play both pay 1 to 1, or both lose; a tie is a push.
- Whatever the dealer holds, a straight, three of a kind or straight flush earns an Ante bonus of 1, 4 or 5 to 1. Pair Plus pays on your hand alone, even if you fold.
Three card poker hand rankings
With three cards, a straight is rarer than a flush, so it ranks higher. A-2-3 is the lowest straight and A-K-Q the highest.
| Hand | Example | Chance |
|---|---|---|
| Straight flush | 7♥ 8♥ 9♥ | 0.22% |
| Three of a kind | 5♠ 5♥ 5♦ | 0.24% |
| Straight | 9♣ 10♦ J♠ | 3.26% |
| Flush | 2♦ 7♦ K♦ | 4.96% |
| Pair | Q♠ Q♣ 4♥ | 16.94% |
| High card | A♠ 9♦ 3♣ | 74.39% |
3 Card Poker strategy: Queen-6-4
Play every hand that is Queen-6-4 or better, and fold the rest. That simple rule is exactly the best decision: checked on each of the 22,100 hands you can hold against every dealer hand, it never disagrees with the choice that loses the least.
Following it, you play 67.4% of your hands, and the house keeps 3.37% of your Ante, or 2.01% of all the money you bet. When you play, you win 35.5% of the time, the dealer does not qualify 31.1% of the time, and you lose 33.3%.
Pair Plus: pay tables and house edge
Pair Plus is paid on your three cards alone, whatever the dealer has. Its price depends on the pay table printed on the table, so read it first. This table uses the most common one, 40-25-5-4-1.
| Pay table (straight flush / three of a kind / straight / flush / pair) | House edge |
|---|---|
| 40 / 30 / 6 / 4 / 1 | 2.32% |
| 35 / 33 / 6 / 4 / 1 | 2.70% |
| 40 / 25 / 5 / 4 / 1 (this table) | 6.75% |
| 40 / 30 / 6 / 3 / 1 | 7.28% |