The rules of this table
- Six decks, reshuffled when three quarters of the shoe have been dealt.
- Blackjack pays 3 to 2; insurance pays 2 to 1.
- The dealer checks for blackjack with an Ace or a ten showing, and stands on every 17, soft 17 included.
- Double on any first two cards, also after a split.
- Split up to four hands. Split Aces get one card each and cannot be split again.
- No surrender. These are the rules of most online tables.
How to play blackjack
- Build your bet with the chips, then press Deal.
- You get two cards face up; the dealer shows one and keeps one face down.
- Get as close to 21 as you can without going over: hit for another card, stand to keep your total, double to double the bet for exactly one more card, or split a pair into two hands.
- The dealer turns the hidden card and draws until reaching 17 or more.
- Beat the dealer’s total without busting and you win even money; a blackjack (Ace and a ten-value card) pays 3 to 2.
Card values
Cards 2 to 10 count their number, Jacks, Queens and Kings count 10, and an Ace counts 1 or 11, whichever helps. A hand with an Ace counted as 11 is called soft: a soft 17 (Ace-6) cannot bust on the next card.
Should you take insurance?
When the dealer shows an Ace you may insure half your bet against a dealer blackjack. From a full six-deck shoe, the hidden card is a ten 96 times out of 311, or 30.9%, while the bet pays 2 to 1: on average it loses 7.4% of what you put on it. Basic strategy never takes it.
How often the dealer busts
| Dealer shows | Dealer busts |
|---|---|
| 2 | 35.3% |
| 3 | 37.4% |
| 4 | 39.5% |
| 5 | 41.8% |
| 6 | 42.2% |
| 7 | 26.2% |
| 8 | 24.4% |
| 9 | 22.9% |
| 10 | 21.3% |
| Ace | 11.5% |
What the house keeps
Played with basic strategy, this table keeps 0.42% of the money you bet, measured on 200 million hands with the same engine that runs the game. The edge comes from one rule: you play first, and if you bust you lose even when the dealer busts too.
Over those hands, 43.4% of rounds ended ahead, 8.8% level and 47.9% behind. Doubles and blackjacks paying more than even money are what bring the balance back close to even.